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Commercial Property Insurance Claims

Specializing in:


Local Government Entities

Industrial Complexes


The Your Public Adjuster Difference:

At Your Public Adjuster, Inc. (YPA), we specialize in providing expert assistance and advocacy for commercial property owners, industrial property owners, real estate developers, home and condo associations, local school boards, city and municipal governments, and others facing property insurance claims. 

With our dedicated team of experienced public adjusters, we are committed to helping you navigate the complexities of the claims process and maximize your financial recovery.

Commercial Property Services

YPA offers a comprehensive range of services tailored to meet the unique needs of our clients. From policy review and analysis to property inspection and damage assessment, we are here to guide you through every step of the claims process. Here’s a detailed overview of our services:

Policy Review and Analysis:

Thorough examination of your insurance policy to identify coverage gaps, limitations, deductibles, exclusions, and exceptions. For commercial insurance policies we will confirm coinsurance guidelines, business personal property coverage and limits, and lost business income coverage.

Detailed analysis of policy language to ensure you have a clear understanding of your coverage.

Pre-Loss Inspection:

Our Pre-Loss Inspection process involves inspecting your property prior to any loss occurring.

We conduct a comprehensive assessment of all exterior elevations and roofing systems, documenting any evidence of damage using advanced technology such as 4K video, photographs, and thermal imaging.

All findings are date-stamped and provided to the property owner/manager, along with a report detailing the property’s condition and any maintenance issues discovered.

Property Inspection and Damage Assessment:

In the event of property damage or loss, our team conducts a thorough inspection to assess the extent of damage.

We utilize advanced technology to document damage accurately and comprehensively, including detailed videos, photographs, and thermal imaging.

Our experts review insurance policies at the owner’s request, identifying potential claim opportunities and advising on the filing process.

Claim Management and Advocacy:

As your dedicated advocate, we handle all aspects of the claims process on your behalf.

We negotiate with insurance companies to ensure you receive the maximum settlement under the terms of your policy.

Our team provides expert guidance and coordination throughout the claims process, alleviating the stress and burden for property owners and managers.

Property Protection Program

As your policy renews year over year, we will review it against the current condition of the property. Performing an insurance-to-value (ITV) analysis to confirm all changes to the property and verify the appropriate coverages and respective limits. This program includes all the benefits of policy review and analysis combined with the management of claims and advocacy should a loss occur.

Benefits of Working with YPA

Choosing YPA as your trusted partner in managing property insurance claims offers a multitude of benefits:

  • Expertise: Our team of licensed public adjusters brings years of experience and industry knowledge to every case.
  • Personalized Service: We understand that every client and every claim is unique. We tailor our approach to meet your specific needs and goals.
  • Maximizing Compensation: Our primary goal is to ensure that you receive the full compensation you deserve for your property damage or loss.
  • Streamlined Process: We handle all aspects of the claims process, from policy review to claim settlement, allowing you to focus on other priorities.
  • Peace of Mind: With YPA on your side, you can rest assured that your property insurance claim is in good hands.

Client Recoveries All Across Florida and the South East

Select a location below to view how we have helped thousands maximize their claim benefits.

Schedule Your Free Inspection

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We can help you quickly file your claim

If you’ve experienced damage from past hurricanes, you may still have time to file an insurance claim or dispute prior settlements.

Hurricane Ian

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Hurricane Nicole

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Hurricane Idalia

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Wondering what our clients have to say about us?

Here are a few glowing testimonials.

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