Floods have the potential to be quite dangerous, as well as damaging. This overflow of water can be associated with rising, flowing, seeping, or discharge from a surrounding body of water or from an excess of rainwater.
If the water came from inside your home, such as from the toilet, pipes, shower, or sprinkler lines in the yard this is NOT considered a flood and is likely covered under water damage with your homeowner’s policy.
Flood insurance covers both the building and its contents. Remember that it is crucial to know exactly what your insurance policy covers and what it does not cover. As always, contact Your Public Adjuster FIRST to assist with your insurance claim and policy concerns.